FLORHAM PARK, NJ (Morris County) – An account manager at a Florham Park business is facing several charges after she allegedly stole over $700,000 from two clients, according to Morris County Prosecutor Fredric Knapp.
Carla Tiago, 42, of Plainfield was charged with second-degree identity theft, two counts of second-degree theft, two counts of third-degree identity theft, eight counts of third-degree fraudulent use of a credit card, and three counts of fourth-degree fraudulent statements made in procuring a credit card.
On May 14, Florham Park police received a complaint from the owners of an unamed local business indicating that since the promotion of Tiago from bookkeeper to account manager in July, 2015, she had been making numerous fraudulent transactions using their client’s credit card accounts, Knapp said.
Due to Tiago’s job function, she had access to their client’s personal and financial information. The complainants indicated that her responsibilities were limited to making and authorizing payments for their company and their client’s businesses only. She did not have the authorization to use any of the accounts for her own personal transactions, Knapp said.
Upon review of credit card statements and subpoenaed materials, it was found that the Tiago utilized eight credit cards, in the names of two clients of the company, for personal purchases and living expenses, Knapp said.
Additional money was also sent from the credit cards in question to her PayPal account(s). The subsequent credit card balances were then paid off by Tiago by making electronic fund transfers from the victims’ bank accounts to satisfy the outstanding balances. Three of the eight cards that were utilized were also found to be applied for by Tiago under the victims’ names and utilized for the same personal and living expenses, Knapp said.
Prosecutor Knapp thanked the Morris County Prosecutor’s Office Specialized Crimes, Fraud Unit and the Florham Park Police Department whose efforts contributed to the investigation of this case.