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Morris County insurance producer charged with insurance fraud, theft by deception in connection with alleged commission fraud scam

MORRIS COUNTY, NJ – A Morris County insurance producer was indicted for creating fictitious policies in order to reap additional commissions, according to Acting Attorney General Andrew J. Bruck.

Justin Radulovich, 31, of Rockaway, was indicted on second-degree insurance fraud and third-degree theft by deception. The indictment was handed up by a state grand jury on September 10, Bruck said.

According to Bruck, while employed by American Family Life Assurance Company of Columbus (“Aflac”), Radulovich allegedly established nine group accounts and falsified dozens of electronic policy applications for supplemental insurance coverage on behalf of numerous fictitious individuals between March 2018 and July 2018. In doing so, Radulovich allegedly created the false impression that he was entitled to commission payments for enrolling individuals into supplemental insurance policies.

The second-degree crimes carry a sentence of five to 10 years in state prison and a fine of up to $150,000. The third-degree crimes carry a sentence of three to five years in state prison and a fine of up to $15,000.

Insurance Fraud Prosecutor Tracy Thompson said that many cases have started with anonymous tips. People who are concerned about insurance cheating and have information about a fraud can report it anonymously by calling the toll-free hotline at 1-877-55-FRAUD, or visiting the Web site at State regulations permit a reward to be paid to an eligible person who provides information that leads to an arrest, prosecution, and conviction for insurance fraud.

Jay Edwards

Born and raised in Northwest NJ, Jay has a degree in Communications and has had a life-long interest in local radio and various styles of music. Jay has held numerous jobs over the years such as stunt car driver, bartender, voice-over artist, traffic reporter (award winning), NY Yankee maintenance crewmember and peanut farm worker. His hobbies include mountain climbing, snowmobiling, cooking, performing stand-up comedy and he is an avid squirrel watcher. Jay has been a guest on America’s Morning Headquarters,program on The Weather Channel, and was interviewed by Sam Champion.

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