News Department

SBA extends Disaster Loan Outreach Center through Sept. 13 for Warren County businesses and residents affected by the severe storms, flooding

WARREN COUNTY, NJ – The Disaster Load Outreach Center that the U.S. Small Business Administration is running in Warren County will extend operations for another week due to high traffic.

Originally slated to close on Sept. 6, the center will now remain open through Wednesday, Sept. 13, at 4:00 p.m. Low-interest federal disaster loans are available to businesses and residents in Warren County affected by the severe storms and flooding that occurred July 14-16.

The center, which opened Aug. 23, is located in the Warren County Library’s Richard D. Gardner Branch at 2 Shotwell Drive, Belvidere (off Route 519 in White Township), where SBA customer service representatives are available to answer questions about SBA’s disaster loan program, explain the application process and help each individual complete the application.

Hours are Monday through Friday, 9:00 a.m. to 6:00 p.m., and Saturday, 10:00 a.m. to 2:00 p.m. The center will be closed on Sunday.

No appointment is necessary. The SBA outreach center will be located in the second floor meeting room of the Gardner Branch and is fully accessible using the building’s elevator. Warren County is offering the location and assisting with setting up the center, which will be operated by federal officials.

Further information about reporting damage and obtaining aid is available on a webpage established on Warren County’s Public Safety website.

Businesses of all sizes, non-profit organizations, homeowners, and renters in Warren County with uninsured or under-insured losses can get help with their application and information about the federal disaster loan program at the Disaster Loan Outreach Center. SBA staff also can check an application’s status, upload documents and assist with reconsideration requests.

Disaster survivors with insurance should not wait for their settlement before applying to the SBA. The SBA can make a loan for the total loss and use insurance proceeds to reduce or repay the loan.

According to the SBA, businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available regardless of whether the business suffered any property damage.

Disaster loans up to $500,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $100,000 to repair or replace damaged or destroyed personal property, including personal vehicles.

SBA can also lend additional funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize future disaster damage.

Interest rates can be as low as 4% for businesses, 2.375% for private nonprofit organizations and 2.5.% for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.

SBA disaster loan borrowers have up to one year from the date of the note to begin making payments. In addition, interest does not begin to accrue until 12 months from the date of the initial loan disbursement and accrues only on the amount disbursed.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at and should apply under SBA declaration # 18086.

Disaster loan information and application forms can be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (if you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services) or sending an email to Loan applications can also be downloaded from Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

While the SBA Loan Outreach Center is open until Sept. 13 at the Library so that individuals who need assistance applying can sit down with an SBA representative and apply, residents do not need to go to the center to apply and can use the link to SBA’s secure website instead. The deadline to apply for property damage is Oct. 17, 2023. The deadline to apply for economic injury is May 20, 2024.

Jay Edwards

Born and raised in Northwest NJ, Jay has a degree in Communications and has had a life-long interest in local radio and various styles of music. Jay has held numerous jobs over the years such as stunt car driver, bartender, voice-over artist, traffic reporter (award winning), NY Yankee maintenance crewmember and peanut farm worker. His hobbies include mountain climbing, snowmobiling, cooking, performing stand-up comedy and he is an avid squirrel watcher. Jay has been a guest on America’s Morning Headquarters,program on The Weather Channel, and was interviewed by Sam Champion.

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