
News Department
WalletHub: New Jersey ranks 3rd among the states with the most credit cards
NEW JERSEY – New Jersey ranks 3rd among the states with the most credit cards, according to a WalletHub study.
With many people considering whether to open a new credit card for more spending power during the holiday season, the personal-finance website WalletHub Wednesday released its new report on the States With the Most Credit Cards, to identify where people may be at risk of overspending or missing payments.
New Jersey Stats
- Overall Rank: 3rd
- Average Credit Cards Opened in Q3 2024: 1.23
- Average Credit Cards Owned in Q3 2024: 6.06
- % Change in Average New Credit Cards Opened (Q3 2024 vs. Q3 2023): -0.78%
- % Change in Average Credit Cards Owned (Q3 2024 vs. Q3 2023): 6.66%
Source: WalletHub
Here are the top 5 states with the most credit cards:
- Alaska
- South Dakota
- New Jersey
- Montanta
- North Carolina
Here are the top 5 states with the least credit cards:
- Wyoming
- Iowa
- North Dakota
- Colorado
- Hawaii
To see the full list, click here.




